MORTGAGE INSURANCE HELPS PAY OFF THE MORTGAGE AT DEATH

You select the amount of coverage you need and the term that most closely matches your mortgage. You have the option of 15, 20, 25, or 30 year terms. The death benefit remains level for the entire term. In the event of death, the benefit is paid directly to your beneficiaries, which can be use to pay off the mortgage or to help with any other financial needs.

RETURNS PREMIUMS PAID

If you elect the Return of Premium Rider*, Mortgage Protection Insurance will return 100 percent of the premiums you paid at the end of the term less any Disability Income benefits paid. Should you terminate early, you are entitled to a partial refund after the fifth year. The percentage of premiums returned to you increases yearly after the fifth year until it reaches 100 percent (Return of Premiums is not available in all states.)

If you died, would your family have enough money to pay off the mortgage? If you were unable to work for an extended period of time, would your family have enough money to pay the mortgage each month?

If you lost your job, would you still be able to afford your insurance premiums? Many families are forced to leave the family home due to economic hardship caused by death, disability or unemployment. Are you prepared for the unexpected? Brent Insurance.Com and Mortgage Protection Insurance is a portfolio of term life insurance products and optional riders that can help you and your family keep your home and your valuable insurance protection if the unexpected happens.  It helps protect your mortgage and your family from the financial devastation that can come with premature death, disability, or critical illness. It is affordable protection you and your family can count on when you may need it most.   

                                                                                                DISABILITY INSURANCE
Make the smart choice now!

Your life is going well – you’re healthy, your work keeps you busy and you enjoy leisure activities with family and friends. Your paycheck keeps life in balance by covering your monthly bills – food, utilities, home, car payments – as well as some entertainment.

Could it happen to you? When life is good, it’s difficult to picture being disabled by an illness or injury. But, it happens – and it could happen to you. Amazingly, 43 percent of today’s 40-year-olds will experience a long-term disability before they reach age 65.* what would happen to your lifestyle, and those who depend on you, if your paychecks stopped suddenly because you were disabled and unable to work? What if you could not’t work for a month…a year…or three years?

What’s your plan? When a disability strikes, paying your bills can become an overwhelming problem. How would you manage?

                            ARE YOU OR YOUR FAMILY PROTECTED?

FINAL EXPENSE INSURANCE

Your family depends on you for emotional and financial support. So, if anything should unexpectedly happen to you, life insurance can help keep your family safe and secure in the years ahead. Through your independent agent, Brent Insurance.Com offers a top-notch portfolio of term life, whole life, and universal life products designed to protect you and your family at all stages of life.